New Mortgage Rules
Posted by Cheryl Blackey on
As many of you are aware, the government initiated stronger mortgage qualification rules earlier this month.
Blog
The Buyer's Agent
Posted by Elizabeth Biberger on
This may seem pretty obvious- but generally buyers have their own agent and sellers have their own agent...
COWICHAN VALLEY REAL ESTATE IS HOT!
Posted by Cheryl Blackey on
As you all know the Valley is booming when it comes to Real Estate. We love where we live and it seems a lot of other people have discovered this delightful and special part of Vancouver Island.
Happy Trails
Posted by Cheryl Blackey on
Whether you are taking the dog for a walk, looking for a day hike, out on your mountain bike or looking for a place to take ride your horse, the Valley has it.
Zoning - A Complicated Maze of Information
Posted by Elizabeth Biberger on
How difficult can it be to figure out of if the intended use and development of the property is permitted under the zoning bylaws? Let me tell you, it is not quite as simple as one might think.
Decluttering
Posted by Elizabeth Biberger on
I always say that how we live in our home and how we present our home for sale are two very different things. We can live any way we want but when we sell, to minimize time on the market and to obtain maximum dollars, changes have to be made...
The Ongoing Update
Posted by Cheryl Blackey on
It seems every time I do a renovation it causes me to look around and see that places I feel I just updated are looking ready yet again. Where does the time go?
New Down Payment Rules
Posted by Cheryl Blackey on
NEW DOWN PAYMENT RULES – FEBUARY 15, 2016
As many of you may be aware the minimum down payment rules for insured mortgages (generally less than 20% down) are changing as of February 15, 2016.
The Generalist
Posted by Elizabeth Biberger on
If you have had children then you are probably familiar with the book “Are you my Mother" by P. D. Eastman, a book in the Dr. Seuss series of beginner books. It is a charming story
So You’ve received your Tax Notice
Posted by Elizabeth Biberger on
Happy New Year! Along with that comes your Property Tax Assessment in the mail. Each and every January we get phone calls from people with various questions about their assessment going up or down in value.